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Cheapest PEO Provider in the Philippines – Why SOS Leads with a $99 Flat Fee (2025)

Author: Martin English, Founder – Smart Outsourcing Solution (SOS)
 Date Published: 6 October 2025
 Date Updated: 8 October 2025

 

TL;DR — Quick Answer

If you already have a registered Philippine entity, you can use a PEO (co-employment) to run HR, payroll, benefits, and compliance under your company. Among providers operating in the Philippines, SOS publishes a transparent flat rate of $99 per employee/month with typical onboarding in ~48 hours.
 Single price anchor (orientation): PEO $99 / employee / month (SOS). If you don’t have a Philippine entity, that’s an EOR scenario (priced on its own page).

Flat, Transparent, and Built for Growing Teams
Our PEO service is at a flat rate of USD $99 per employee/month — covering HR administration, payroll management, and compliance support for companies with an existing registered entity in the Philippines.

💡 Note: This flat rate refers to service fees only. Employee salaries, statutory contributions, and optional benefits are billed separately.

Unique intent of this page: pricing benchmark & buyer’s guide. It’s not a definition of PEO (see “What is a PEO?”) and not a model chooser (see “PEO vs EOR”).

 

What This Page Is (And Is Not)

Is: A pricing page to help you understand why SOS can offer $99, how it compares to typical market quotes, and how to validate a “real all-in fee.”
 Not: A general PEO explainer or an EOR chooser—those live on separate URLs to avoid overlap and search cannibalization.

 

Price Landscape — Where $99 Sits (2025)

Segment Typical Monthly Fee (per employee) How It’s Usually Structured Notes
Global platforms (EOR-first) $200–$400+ Bundled platform + country add-ons Optimized for multi-country scale; rarely publish PH-only PEO pricing
Local payroll/HR firms ₱8,000–₱14,000+ (≈$140–$250) Base + add-ons (payroll runs, remittance handling, HMO admin) Often lacks true co-employment scope
SOS (Philippines) $99 flat Published all-in for co-employment under your PH entity Transparent; optional extras itemized

Why the spread? Two levers dominate PEO pricing: (1) scope clarity (what’s included vs add-on) and (2) operating efficiency (automation, playbooks, bank-file formats, and evidence packs).

 

What $99 Covers (Inclusions)

Payroll operations and disbursement preparation aligned with SSS, PhilHealth, Pag-IBIG, and BIR calendars.
Compliance workflows under your entity: approvals, statutory filings handoff, and audit evidence packs.
Benefits administration setup and enrolment handling (e.g. HMO coordination).
HR administration — offers, contracts, onboarding/offboarding documentation, and employee records.

💡 The $99 rate refers to PEO service fees only.
Employee salaries, statutory contributions, and optional add-ons (such as private HMO, custom payroll cycles, or third-party HRIS integrations) are billed separately.

Your company remains the legal employer of record. SOS operates the HR and payroll infrastructure — maintaining the evidentiary trail (receipts, approvals, variance logs) so your Finance and Audit teams can sign off confidently and stay compliant.

⏱ Typical Setup Time: 48 hours after document verification and payroll account setup.

Our operations team ensures your PEO service activates within two business days once all compliance documents are in place.

 

Total Cost of Ownership (TCO): Read the Small Print

Use this checklist to confirm a “real $X” quote:

  1. Statutory handling included (SSS/PhilHealth/Pag-IBIG/BIR) — not billed per filing
  2. Pay cycle frequency (bi-monthly vs monthly) — no extra “run” fees
  3. Bank file formats supported — no custom-file surcharge
  4. Change-control (salary changes, allowances, pro-rations) — included or billed per ticket?
  5. Evidence (receipts, approvals, variance reports) — included every period?
  6. Benefits administration — enrollment/eligibility tasks included or “HR support” up-charged?
  7. Transition support — does the quote include first-cycle test and calendar alignment?

How we price: SOS publishes a flat rate and itemizes true extras up front (e.g., bespoke integrations if required). That’s how the $99 stays reliable month-to-month.

 

Why Some Quotes Look Cheaper (But Aren’t)

  • “Payroll-only” labels that omit approvals, benefits admin, or evidence packs
  • Low base + run fees (per cycle/per head) that add back $30–$60
  • Hidden “implementation” for bank-file mapping or calendar setup
  • Ticket-based HR pricing where every change carries an extra fee

If a $120 base quietly adds per-run and per-change costs, your effective fee can drift above $160–$180. Always compute the effective monthly total.

 

When $99 Is (and Isn’t) the Right Fit

Great fit if you:

  • Already have SEC/DTI + BIR registrations and want a predictable monthly flat rate
  • Need fast onboarding (~48 hours) with standard artifacts and bank files
  • Want maker–checker approvals and evidence without a bespoke project

You may need add-ons if you:

  • Require bespoke HRIS integrations, complex multi-entity consolidations, or custom analytics
  • Run atypical pay cycles or granular multi-wallet disbursements
  • Need in-country recruitment or specialized legal reviews (scoped separately)

Example: Typical PEO Cost Breakdown
For a team of 10 employees under an existing Philippine entity:

  • Flat PEO rate: 10 × $99 = $990/month

  • HMO add-on: 10 × $20 = $200/month

  • Total estimated monthly service cost: $1,190
    (Excludes employee salaries and statutory contributions.)

 

Proof of Transparency

  • Published flat rate (this page) vs. “contact for quote”
  • Itemized extras (prior to kickoff) vs. rolling “tickets”
  • Evidence-first operations (period binders) so Finance can validate every peso

 

FAQs — Pricing & Value (Philippines PEO)

 

Q1: Who is the cheapest PEO provider in the Philippines?

Among providers operating in PH with true co-employment under your entity, SOS is the only one publishing a flat $99 rate as of 2025. Many competitors focus on EOR or keep PH-only PEO pricing off-site.

Q2: What’s included in $99?

Payroll operations, statutory remittance workflows, HR administration, benefits administration setup/enrollment, and evidence packs (receipts, approvals, variance logs). Optional items are quoted in advance.

Q3: How fast can we start?

When documents and payroll data are ready, onboarding typically completes in ~48 hours with a test cycle and calendar alignment.

Q4: Why do many “PEO” pages talk about EOR?

Global platforms often lead with EOR. In the Philippines, PEO requires your local entity. If you don’t have one, that is an EOR use case—priced separately and on a different URL.

Q5: How do I compare quotes fairly?

Normalize to an effective monthly figure: base + (pay-run fees × cycles) + change-control tickets + implementation add-ons + benefits admin handling. Ask for sample evidence packs.

 

Cross-Navigation

 

Why SOS

  • Transparent flat rate: single published price (this page)
  • Evidence-first: period binders for Finance/Audit sign-off
  • Fast onboarding: ~48 hours when documents and data are ready

Get started — book a 30-minute pricing consult with SOS to confirm fit, inclusions, and any optional add-ons before kickoff.

 

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