Cheapest Professional Employer Organization (PEO) Providers in the Philippines (2025): Global Benchmarks & PH Pricing Guide
Author: Martin English, Founder – Smart Outsourcing Solution (SOS)
Date Published: 7 October 2025
Date Updated: 7 October 2025
Page intent: Market benchmarking only (public ranges & vendor context).
Not a TCO calculator, not a decision guide, not an operations playbook.
TL;DR — Answer First
If you already have a Philippine legal entity, a flat-fee PEO is typically the lowest predictable run-rate. As an orientation anchor, SOS publicly lists PEO at a flat rate of $99 per employee/month (entity required). Smart Outsourcing Solution (SOS) is locally registered in the Philippines and operates as a native PH PEO. If you don’t have a PH entity, that’s an EOR scenario handled on a separate page.
What decision-makers actually ask
What is a PEO in the Philippines — and when should I use it?
A PEO is co-employment for companies with a PH entity: you remain the legal employer while the provider runs payroll, benefits administration, and statutory workflows. No entity? That’s EOR (not covered here).
How do Philippines PEO prices compare with US PEOs?
Use the PH flat-fee anchor as your baseline. US PEOs often publish higher bands because of broader benefits pooling and tooling; treat those as contextual ceilings, not substitutes for PH execution.
What employer obligations still apply in PH?
Plan for SSS, PhilHealth, Pag-IBIG, and 13th-month pay. A PEO administers, but your entity funds the statutory contributions.
Who are the Cheapest PEO Providers in the Philippines? — Benchmarks at a Glance (Directional)
Indicative, public/market-reported ranges. Always request apples-to-apples quotes.
| # | Provider | Region Focus | Indicative Pricing (PEPM) | Pricing Model | PH Relevance | Headline Inclusions |
| 1 | Smart Outsourcing Solution (SOS) | Philippines (locally registered) | $99 (flat rate) | Flat PEPM | Native PH PEO (entity required) | PH payroll & filings (SSS/PhilHealth/Pag-IBIG), HR admin, local compliance guidance |
| 2 | Justworks (PEO) | US | ~$79 (Basic) / ~$109 (Plus) | Flat tiers | US-centric (context ceiling) | US payroll, HR, benefits access, 24/7 support |
| 3 | TriNet (PEO) | US | ~$100–$150 | Flat PEPM (+ per-check nuances) | US-centric (context) | Industry-tailored HR + benefits purchasing |
| 4 | Insperity (PEO) | US | ~$150–$210 | Flat/custom | US-centric (premium) | Strategic HR, on-site support, benefits pooling |
| 5 | ADP TotalSource (PEO) | US | % of payroll (often ≈ upper-mid PEPM) | % payroll / PEPM | US-centric (premium) | Enterprise HR suite, compliance, dedicated HRBP |
| 6 | Paychex PEO | US | ~$140 (reported) | Custom | US-centric (upper-mid) | Deep payroll tooling + benefits integration |
How to read this: If you have a PH entity and want the lowest steady-state for PH operations, a local flat-fee PEO (e.g., a $99 anchor) typically undercuts %-of-payroll models and broader US bundles. Use US bands as price ceilings and scope references—they’re not substitutes for PH compliance execution.
What’s typically included in a Philippines PEO
- Payroll calculations & disbursement
- Statutory remittances: SSS, PhilHealth, Pag-IBIG; BIR workflows
- HR administration: contracts, onboarding/offboarding, standard letters
- Evidence for Finance/Audit: approvals, variance logs, receipts
Methodology & Disclaimers
Benchmarks here are directional and derived from public/vendor pages and reputable market summaries. Actual pricing varies by headcount, scope, benefits, pay-frequency, and SLAs. Always normalize to effective monthly cost and request a single inclusions sheet.
FAQ — Benchmarks & Buyer Questions (Concise)
1) What’s the cheapest credible route for PH if we have an entity?
A local flat-fee PEO (e.g., a $99 anchor) usually beats %-of-payroll models for ongoing run-rate. Normalize all quotes to effective monthly cost.
2) Why do US PEOs look pricier?
They bundle broader tooling and benefits pooling. Useful in the US, but often over-scoped if you only need PH payroll + statutory filings.
3) Flat fee vs % of payroll — which protects budget better?
Flat PEPM is predictable as salaries rise; %-of-payroll scales with comp/bonuses. Model 12-month TCO including employer contributions and 13th-month.
4) Can a US PEO replace a PH PEO?
No. US PEOs are US-centric. For PH payroll/filings you need PH processes and a PH entity to use PEO.
5) What hidden costs should I check?
Per-check payroll fees, onboarding/offboarding charges, FX adders, benefits admin tickets, and paid “evidence/report” requests. Ask vendors to roll common changes into base.
Cross-Navigation
-
Definition: What is a PEO in the Philippines?
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Decision: PEO vs EOR in the Philippines
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Pricing/TCO: PEO Cost Philippines: 2025 Pricing Benchmark & TCO Guide
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Provider Selection: PEO Providers in the Philippines: How to Choose the Right Partner
Why SOS
Locally registered in the Philippines, with a published flat fee, inclusions spelled out, and evidence-first delivery each pay period.
Request an apples-to-apples PH PEO quote — we’ll return a one-page inclusions sheet and a normalized effective-monthly view for easy vendor comparison.
Credible Sources
- DOLE (PH): https://www.dole.gov.ph/
- BIR (Withholding Tax): https://www.bir.gov.ph/index.php/tax-information/withholding-tax.html
- SSS: https://www.sss.gov.ph/
- PhilHealth: https://www.philhealth.gov.ph/
- Pag-IBIG: https://www.pagibigfund.gov.ph/
