Top 8 PEO Providers in the Philippines (2025 Guide) — Benchmarks vs. a Flat-Fee Anchor
Author: Martin English, Founder – Smart Outsourcing Solution (SOS)
Date Published: 9 October 2025
Date Updated: 10 October 2025
Page intent: Vendor listicle + pricing benchmarks for teams that already know what a PEO is and need a short-list with directional costs. Not a definition guide, not a TCO calculator, not an operations playbook.
TL;DR
If you already have a Philippine entity, a local flat-fee PEO is typically the most predictable run-rate. For orientation, Smart Outsourcing Solution (SOS) publicly anchors PEO at a flate rate of $99 per employee/month (PEPM) — use this as a single numerical reference. U.S. PEOs are useful price ceilings/benchmarks, not substitutes for Philippines-native payroll/filings
What buyers actually ask
When should I use a PEO in the Philippines?
A PEO is co-employment for companies with a PH entity: you remain the legal employer; the provider runs payroll, HR admin, and statutory remittances (SSS, PhilHealth, Pag-IBIG). No entity? That’s EOR (covered on a different page).
How do PH PEO prices compare to well-known U.S. PEOs?
Use the PH flat-fee anchor as baseline. Many U.S. providers publish higher bands or percent-of-payroll models because they bundle broader benefits and tooling.
Top 8 PEO Providers — Directional Comparison (with exact/public prices)
How to read this: “Exact” = vendor publicly lists a price. “Range (reported)” = credible market sources where vendors don’t publish exacts. Always request apples-to-apples quotes (headcount, scope, pay frequency, benefits, SLAs).
| # | Provider | Region focus | Price (PEPM) | Model | Headline inclusions | Where costs rise | PH relevance |
|---|---|---|---|---|---|---|---|
| 1 | Smart Outsourcing Solution (SOS) | Philippines (locally registered) | $99 (exact) | Flat PEPM | PH payroll & filings (SSS/PhilHealth/Pag-IBIG), HR admin, compliance workflows | Optional benefits admin, bespoke reports | Native PH PEO; PH entity required |
| 2 | Justworks (PEO) | U.S. | $79 Basic / $109 Plus (exact) | Flat tiers | U.S. payroll, HR/compliance tools, benefits access, 24/7 support | Benefit selections & add-ons lift TCO | U.S. benchmark; not PH payroll. |
| 3 | TriNet (PEO) | U.S. | $100–$150 (range, reported) | Flat + per-check elements | Industry-tailored HR; benefits purchasing | Per-check/customization raises effective PEPM | U.S. benchmark; not PH. |
| 4 | Insperity (PEO) | U.S. | $150–$210 (range, reported) | Flat/custom | Strategic HR, on-site support, benefits pooling | Premium scope pushes upper band | U.S. premium benchmark. |
| 5 | ADP TotalSource (PEO) | U.S. | Custom (no public price); often % of payroll (higher end) | % payroll / PEPM | Enterprise HR suite, compliance, HRBP | Scales with salaries; add-ons | U.S. premium benchmark. |
| 6 | Paychex PEO | U.S. | Custom (no public PEO price); note: payroll from $39 + $5/EE | Custom | Payroll tooling + benefits integration | Add-ons raise TCO; avoid conflating payroll vs PEO pricing | U.S. upper-mid benchmark. |
| 7 | CoAdvantage (PEO) | U.S. | ~$120–$180 (range, reported) | Custom | Payroll, benefits, compliance | Tailoring & benefits choices increase TCO | U.S. mid-upper benchmark. |
| 8 | G&A Partners (PEO) | U.S. | $1,395 per employee/year avg. (~$116/mo) (NAPEO average) | Flat annual / PEPM equivalents | Payroll, benefits admin, compliance | Scope & company size drive variance | U.S. benchmark (market average) |
Guardrails:
– Justworks is the only major U.S. PEO above with clearly published PEPM tiers.
– ADP TotalSource/Paychex PEO are custom-quote; avoid conflating Paychex payroll pricing with PEO pricing.
– Averages/ranges (TriNet, Insperity, CoAdvantage, G&A) are from 2025 market guides and NAPEO references.
What a PH PEO typically covers (scope checklist)
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Payroll calculations & disbursement
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Statutory remittances: SSS, PhilHealth, Pag-IBIG; BIR workflows
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HR administration: contracts, onboarding/offboarding, standard letters
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Finance/Audit evidence: approvals, variance logs, statutory receipts
(Employer contributions are funded by your entity; the PEO administers.)
Methodology & disclaimers
Benchmarks are directional from official vendor pages and reputable market summaries (not affiliate fluff). Actual pricing varies by headcount, scope, benefits, pay frequency, and SLAs. Normalize quotes to effective monthly cost and request a single inclusions sheet.
FAQ
1) Is a PEO legal/common in the Philippines?
Yes — once you have a PH entity. The PEO runs payroll/HR/compliance while you remain the employer. Confirm the provider actually processes PH payroll and statutory filings.
2) Flat fee vs. percent of payroll — which protects budget better?
Flat PEPM is predictable as salaries rise; percent-of-payroll scales with comp/bonuses. Model 12-month TCO including employer contributions and 13th-month pay.
3) What costs sit outside PEO admin fees?
Employer shares of SSS, PhilHealth, Pag-IBIG, and 13th-month pay. The PEO administers; your entity funds them.
4) How should we compare quotes fairly?
Normalize inputs (headcount, salary bands, pay frequency, start dates). Ask vendors to break out PEPM vs per-check fees, onboarding/offboarding, FX, and benefits admin. Compare effective monthly cost and time-to-operate.
5) Are U.S. PEOs substitutes for a PH PEO?
No. U.S. PEOs are U.S.-centric. For PH payroll & filings you need PH-native processing and a PH entity for PEO.
6) Practical path to hiring?
Many teams start with EOR (no entity) for speed, then switch to PEO after incorporation to reduce steady-state run-rate. This page focuses on PEO vendor options for already-incorporated teams.
Cross-Navigation
- Definition: What is a PEO in the Philippines?
- Decision: PEO vs EOR in the Philippines
- Provider Selection: PEO Providers in the Philippines: How to Choose the Right Partner
Why SOS
Locally registered in the Philippines, with a published flat-fee model, clear inclusions, and evidence-first delivery every pay period.
Request an apples-to-apples PH PEO quote — get a one-page inclusions sheet and a normalized effective-monthly view for easy vendor comparison.
Credible Sources
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Justworks Pricing (PEO tiers): published exact PEPM.
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TriNet pricing methodology (per-check elements / range): vendor page + market review.
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Insperity range (market-reported): Outsail guide
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ADP TotalSource custom/high-end: People Managing People review + Business.com overview.
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Paychex: Payroll pricing notPEOnot PEO published; PEO is custom per reviews.
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CoAdvantage range (market-reported): RemotePeople review
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NAPEO average cited by G&A Partners: $1,395 per employee/year.
